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	<title>Gerald Mack Realty</title>
	<link>http://www.geraldmackrealty.com</link>
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		<title>Frequently Asked Questions About the 1st-Time Home Buyer Tax Credit</title>
		<description><![CDATA[The Worker, Homeownership, and Business Assistance Act of 2009 has extended the tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence. The tax credit now applies to sales occurring on or after January 1, 2009 and on or before April 30, 2010. However, in cases where a binding sales [...]]]></description>
		<link>http://www.geraldmackrealty.com/news-title-4.html</link>
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		<title>Mortgage rates hit low of 4.54%</title>
		<description><![CDATA[TThe Associated Press NEW YORK &#8212; Mortgage rates are the most affordable in decades for those who can qualify for a loan. For many, the opportunity to buy a home or refinance at this time is lost because of the tough economy and tight credit standards. But those who have secure jobs, superior credit and [...]]]></description>
		<link>http://www.geraldmackrealty.com/news-title-3.html</link>
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		<title>3 Documents Crucial to the homebuying transaction!</title>
		<description><![CDATA[Three documents, crucial to the homebuying transaction, give both the seller and the buyer a better fix on virtually all costs they can expect to face during the ordeal. Including everything from the appraisal fee to the underwriter&#8217;s portion of the title insurance &#8212; as well as a sort of manual to understand how it [...]]]></description>
		<link>http://www.geraldmackrealty.com/news-title-2.html</link>
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		<title>Summary of Federal Tax Credits for Energy Efficiency</title>
		<description><![CDATA[Below is a summary of many of the tax credits available to consumers. Please see the ENERGY STAR page onFederal Tax Credits for Energy Efficiencyfor more details on federal incentives and theDatabase of State Incentives for Renewables and Efficiency(DSIRE) for information on federal, state, local, and utility incentives. HOME ENERGY EFFICIENCY IMPROVEMENT TAX CREDITS Consumers [...]]]></description>
		<link>http://www.geraldmackrealty.com/news-title-1.html</link>
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